Swap ‘N Drop

swap 'n drop - 2%

Savings Example – A $30,000 loan at 4.50%APR with a 72-month term
Item Description Item Amount
Current Monthly Payment $476.20
New Monthly Payment at 2.50%APR* $449.12
Monthly Savings $27.08
TOTAL SAVINGS – Over the life of the loan $1,949.76

Apply for your loan today!

Have an auto (car, truck or motorcycle) loan with another lender? Bring us the paperwork for your current auto loan. We’ll drop your rate by up to 2% to as low as 2.50% APR for the remainder of your existing term.* This offer is valid for car, truck or motorcycle model years 2010 or newer. Apply today & save!

Buying a new vehicle? Talk to us first and get pre-approved before you shop. You’ll know what you can afford up-front and can shop like a cash buyer to help get the best price deal.

Call 407-831-8844 to talk with a Loan processor and/or apply over the phone or apply online at gulfstatescu.org. If applying online to Swap N’ Drop an existing auto loan, please indicate “Swap N’ Drop” in the notes section.

*APR = Annual Percentage Rate. Offer is subject to change without notice. Loans must be funded within 30 days of application to be eligible. Existing Gulf States Credit Union vehicle loans are not eligible for offer. Minimum finance rate for this special is 2.50%APR. Maximum loan term is 72 months. Vehicle model year must be 2010 and newer only. No other discounts apply. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Not all applicants will qualify for the lowest rate. Applicant must meet membership criteria. Other restrictions may apply.