Loan Rates

Gulf States offers Risk-Based Lending. Your rate will depend on your credit score. Rates subject to change without notice.

Loans – Apply Now

Holiday Loans / Personal
Term $ Amount Rate low as:
12 mos. 500-20,000 6.50%
13-60 mos. 500-20,000 10.50%

New Auto Loans (includes cars, trucks & motorcycles)
Term Rate as low as:
24 mos. 2.50%
36 mos. 2.75%
48 mos. 3.00%
60 mos. 3.25%
72 mos. 3.50%

Used Auto Loans (includes cars, trucks & motorcycles)
Term Rate as low as:
24 mos. 3.50%
36 mos. 3.75%
48 mos. 4.00%
60 mos. 4.25%
72 mos. 4.50%

First Mortgage
Term Rate as low as:
15 year Call us for rate
30 year Call us for rate

Home Equity Loan / Second Mortgage
Term Rate as low as:
60 mos. 7.00%
120 mos. 7.50%
180 mos. 8.75%

Home Equity Line of Credit (HELOC)
Term Rate as low as:
20 Year Max* 1% over Prime

Home Improvement
Term Rate as low as:
60 mos. 8.75%

VISA Platinum
Term Rate as low as: Calculator
N / A 9.90% N / A

Credit Card – Apply Now