Savings Rates

Savings Rates – Rates Effective January 1, 2019
Savings Dividend Rate APY*
Share Account 0.10 0.11
Club Account 0.10 0.11
Health Savings Account 0.15 0.16
IRA Share Account 0.30 0.31

Certificate Rates – Rates Effective January 1, 2019
Certificates Dividend Rate Compounded
3 Month Certificate 0.20 0.21
6 Month Certificate 0.35 0.36
12 Month Certificate 0.95 0.96
18 Month Certificate 1.00 1.01
24 Month Certificate 1.15 1.16
36 Month Certificate 1.20 1.21
48 Month Certificate 1.30 1.31
60 Month Certificate 1.80 1.81

Certificates are available for a minimum of $1,000.  Dividend are paid monthly on Share Certificates, dividends can be added to the share account, checking account or added to the Certificate.  Dividends paid on the IRA Certificates are added to the Certificate.

Money Market – Rates Effective January 1, 2019
Money  Market Dividend Rate APY
$  0.00 – 4,999 0.05  0.06
$  5,000 – 9,999 0.10 0.11
$  10,000 – 24,999 0.15 0.16
$  25,000 – 9,999,999 0.30 0.31

*APY (Annual Percentage Yield)