REBATE VS. LOWER-RATE
Automobile manufactures frequently offer buyers a choice of special financing or a rebate.  If you are offered special dealer financing, ask about your rebate options - then contact Gulf States to compare.  With the rebate option, you finance either at a higher rate or on your own.

Loan Payment Comparison: $20,000 loan with a $3,000 rebate option

36 Month Example. . . 0.0% or 5.00%
Information	Dealer Financing	CU Financing
Amount Financed	$20,000	$17,000
Annual Percentage Rate	0.00%	5.00%
Monthly Payment	$555.56	$509.54
Total Payment	$20,000.00	$18,343.31
You save $1,656.69 at Gulf States

48 Month Example. . . 0.0% or 5.25%
Information	Dealer Financing	CU Financing
Amount Financed	$20,000	$17,000
Annual Percentage Rate	0.00%	5.25%
Monthly Payment	$416.67	$393.13
Total Payment	$20,000.00	$18,885.75
You save $1,114.25 at Gulf States

60 Month Example. . . 0.0% or 5.50%
Information	Dealer Financing	CU Financing
Amount Financed	$20,000	$17,000
Annual Percentage Rate	0.00%	5.50%
Monthly Payment	$333.33	$324.21
Total Payment	$20,000.00	$19,485.05
You save $514.95 at Gulf States