Gulf States Credit Union

Take the Rebate and Run

REBATE VS. LOWER-RATE
Automobile manufactures frequently offer buyers a choice of special financing or a rebate.  If you are offered special dealer financing, ask about your rebate options - then contact Gulf States to compare.  With the rebate option, you finance either at a higher rate or on your own.

Loan Payment Comparison: $20,000 loan with a $3,000 rebate option

 

36 Month Example. . . 0.0% or 5.00%

Information Dealer Financing CU Financing
Amount Financed

$20,000

$17,000

Annual Percentage Rate

0.00%

5.00%

Monthly Payment

$555.56

$509.54

Total Payment

$20,000.00

$18,343.31

You save $1,656.69 at Gulf States

48 Month Example. . . 0.0% or 5.25%

Information Dealer Financing CU Financing
Amount Financed

$20,000

$17,000

Annual Percentage Rate

0.00%

5.25%

Monthly Payment

$416.67

$393.13

Total Payment

$20,000.00

$18,885.75

You save $1,114.25 at Gulf States

60 Month Example. . . 0.0% or 5.50%

Information Dealer Financing CU Financing
Amount Financed

$20,000

$17,000

Annual Percentage Rate

0.00%

5.50%

Monthly Payment

$333.33

$324.21

Total Payment

$20,000.00

$19,485.05

You save $514.95 at Gulf States

Home Equity Rates Auto Rates Savings Rates

home equity - as low as 7.5%
heloc - 1% over Prime

new - as low as 5.0%
used - as low as 5.75%

savings rates - 1.0% 
money markets - up to 2.5%

> view more rates > view more rates > view more rates
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