Gulf States Credit Union






Identity Theft Protection

AlertMe is a consumer credit monitoring service that will provide information to help stop credit fraud and identity theft.  The service also provides insurance coverage to help defray costs associated with identity theft.

DAILY CREDIT MONITORING
By scanning your credit daily, AlertMe is a first line defense against discrepancies that may affect your credit worthiness.  When a significant change such as a new account, change of address or delinquent account is detected on your credit file, AlertMe will send you an e-mail notification.  AlertMe also provides the steps you should take if you believe the activity could be fraudulent.

IDENTITY THEFT INSURANCE
Included with your subscription to the AlertMe service is up to $25,000 in identity theft insurance to cover your out-of-pocket expenses incurred to restore your identity and repair your credit (not currently available to residents of Texas or New York)

OPTIONAL ONLINE ACCESS TO CREDIT REPORTS AND SCORES
If there has been no significant credit activity in the past 30 days, AlertMe will send you an e-mail letting you know there has been no activity and that your credit continues to be monitored.

YEARLY FREE CREDIT REPORT REMINDER
Provides you with a reminder and instructions on ordering the free credit reports available due to the Fair and Accurate Credit Transactions (FACT) Act.

Because identity theft is the nation's fastest growing financial crime, you need to make sure that you remain the only you.  AlertMe is here to help!

Sign up now

Home Equity Rates Auto Rates Savings Rates

home equity - as low as 7.0%
heloc - 1% over Prime

new - as low as 5.0%
used - as low as 5.75%

savings rates - 1.0% 
money markets - up to 2.5%

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