Rates Effective June 2008
Savings	Dividend Rate	APY*
Share Account	1.00	1.01
Club Account	1.00	1.01
Health Savings Account	1.25	1.26
IRA Share Account	1.00	1.01

Rates Effective June 25, 2008
Certificates	Dividend Rate	Compounded
3 Month Certificate	2.05	2.07
6 Month Certificate	2.45	2.48
12 Month Certificate	2.55	2.58
18 Month Certificate	2.60	2.63
24 Month Certificate	2.85	2.89
36 Month Certificate	3.00	3.04
48 Month Certificate	3.65	3.71
60 Month Certificate	3.85	3.92

Certificates are available for a minimum of $1,000.  Dividend are paid monthly on Share Certificates, dividends can be added to the share account, checking account or added to the Certifiacate.  Dividends paid on the IRA Certificates are added to the Certificate.
  

Rates Effective June 25, 2008
Money  Market	Dividend Rate	APY
$  0.00 - 4,999	0.75	0.75
$  4,999 - 9,999	2.00	2.02
$  9,999 - 24,999	2.25	2.27
$  24,999 - 9,999,999	2.50	2.53

*APY (Annual Percentage Yield)