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STATEMENT OF FINANCIAL CONDITION		PERIOD ENDING May 31, 2010
ASSETS
Regular Loans	$	6,955,831
Leases		- - -
Educational Loans		1,477
Real Estate Loans		3,042,743
Commercial Real Estate Loans		724,584
ODP Loans		8,789
Visa Loans		656,603
Loans In Liquidation		- - -
Total Loans		11,390,027
Allowance For Loan Loss		(81,913)
Allowance For ODP		(5,949)
Net Loans		11,302,164
Cash On Hand		594,591
US Government Obligations		- - -
Federal Agency Securities		- - -
Other Certificates		8,185,990
Other Investments		22,061
Certificates In Corp CU		100,000
Shares In Corp CU		2,103,713
Total Cash / Investments		11,006,355
Land 9405 S. Highway 17-92		458,000
Building (NET)		335,919
Furniture & Equipment (NET)		22,555
Accounts Receivable		237,248
Prepaid / Deferred Expense		36,028
Accrued Income		69,510
NCUA Share Insurance Fund		192,801
Assets Acquired In Liq / Loan		---
Other Assets		47,871
Total Other Assets		1,399,932
Total Assets		23,708,451

LIABILITIES / EQUITY
Accounts Payable	$	4,746
Accrued Dividends Payable		- - -
NCUSIF Stabilization		- - -
Other Liabilities		66,708
Notes & Interest Payable		- - -
Total Liabilities		71,455
Share Accounts		7,198,789
Checking Accounts		2,866,764
Club Accounts		137,140
Escrow Deposit Accounts		42,196
Money Market Accounts		3,495,113
IRA Share Accounts		414,833
HSA Share Accounts		275,089
Certificates  - IRA		2,225,850
Certificates 3-6 Months		437,563
Certificates 12 Months		1,562,282
Certificates over 12 Months		1,319,932
Total Member Savings		19,975,551
Reserves		702,342
Undivided Earnings		2,951,495
Net Income (Loss)		7,608
Total Capital / Equity		3,661,445
Total Liabilities / Equity		23,708,451
CONTINGENT LIABILITIES
VISA		965,496
Home Equity (350)		96,315
Unsecured LOC (10)		49,833
Total		1,111,644
Capital		15.44%