Gulf States Credit Union








About Us

 

Gulf States Credit Union was established in 1960.  It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Member put their money in various savings accounts, and that money, in turn, is lent out to members. After operating expenses and reserve requirements are met, income is returned to all members in the form of dividends and comprehensive financial services.

Gulf States Credit Union is governed by a Board of Directors that establishes and reviews policy. The Directors are Credit Union members who are elected by the membership and serve without pay. Each member, in good standing with the Credit Union, is entitled to one vote. At the Credit Union, there is no select group of shareholders that profits more than anyone else. All members profit - individually and collectively.

Gulf States Credit Union is a $23 million financial institution and serves over 4,300 members.

Each member's savings are federally insured up to at least $250,000 and backed by the full faith and credit of the U.S. Government. NCUA, National Credit Union Administration, a U.S. government agency.

 

Our Mission

Friendly Service
Easy to do Business With
Provide Quality Financial Products & Services at Competitive Rates
Provide Equal Access to Products & Services for All of Our Members
Maintain Financial Stability

   

 

 

"I have been with Gulf States for over 20 years!  It's all about the people ! People like Joan and Rosa who treat you like family!" 

Rob R
Member

 

Click to view more Member Testimonials.

 

 
Home Equity Rates Auto Rates Savings Rates

home equity - as low as 7.0%
heloc - 1% over Prime

new - as low as 3.99%
used - as low as 4.99%

savings rates - 0.50% 
money markets - up to 1.00%

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