At Gulf States Credit Union we believe in keeping choices simple.   We offer one basic type of checking:

• No minimum balance or monthly fees
• Unlimited Check Writing
• Free Internet Banking 
• Bill Pay
• Free VISA Debit Card. Apply Now.
• Overdraft Privilege Program
• Monthly Account Statements
• Direct Deposits and Payroll Deduction Available

Concerned about how to move your checking from your other bank to Gulf States?  Check out our Switch Kit!

To open your Gulf States Checking Account visit our office or apply now.

To Reorder Checks

VISA DEBIT CARD
When you combine the convenience and worldwide acceptance of VISA with a Gulf States checking account, you get the most flexible services at the best possible price.

• No Annual Fee
• No cash advance fee
• Save money on check printing

Call or apply online to request yours today: (407) 831-8844.

NOTE:  When traveling outside of the US please contact the Credit Union for VISA Travel Money.  Your Gulf States VISA Debit  card will not work outside of the US.

Now a way to protect your VISA debit card for your online purchases.  

If your VISA debit card is lost or stolen report it immediately.  During business hours call the credit union directly at (407) 831-8844 and after hours call (800) 991-4965.

OVERDRAFT PRIVILEGE PROGRAM
A $500 overdraft privilege is available to all checking accounts once they have been open and in good standing for at least 30 days for personal accounts and 60 days for business accounts.  This program will pay up to $500, after first extracting the fee stated on the fee schedule, if you inadvertently overdraw your account.  This program helps save you the embarrassment and inconvenience of a returned item as well as the fee normally charged to you by merchants for items returned to them.

OPT IN Now for Overdraft Protection on debit and ATM transactions.

SHARED BRANCHING NETWORK
We now have the power of over 3,500 branches nationwide through our credit union shared services network.  

SURCHARGE FREE ATM NETWORK
We now have over 45,000 ATM terminals from which members can access their funds without incurring a transaction surcharge fee.  Check out all the locations citywide, statewide and nationwide!  

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA, National Credit Union Administration, A U.S. government agency.  We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Learn how to get the most protection for your deposits.

"I've been with Gulf States for 20 years, and proud of it.  I love the accessibility of a mega bank with the personal care of our small branch.   I feel like family when I walk in and everyone knows my name.  I'm not just a number like the mega banks.  I wouldn't bank anywhere else."

Thank you,
Vicki C.
Member

Click to view more Member Testimonials.